Welcome to our 'one stop shop' for all of the service providers you will need for a successful transaction.
The #1 most important thing when putting an offer in on a house these days is to be QUALIFIED for financing! Don't just think you are good to go - know you are by talking to one of these experts and going through the (no obligation + no cost) pre qualification process. Lending is a moving target and we don't claim to be experts. It really pays to talk to someone who is! These are lenders we have worked with and they are pros:
Shawn Huss - First Place Bank
apply online: www.shawnhuss.com
Kathy Lamb - Union National Mortgage Co.
apply online: http://www.CincyMortgageGal.com
Dick Engle - Equity Resources
After your offer is accepted, the next step in the process is to get an inspection. These are inspectors we have worked with who will explain your new house to you and offer their expert suggestions for general maintenance and repairs. 3 hours spent with one of these guys is an education you will not forget! Heck, we still learn things by walking through houses with them! These whole house inspectors will also arrange for your Termite (Wood Destroying Insect) and Radon inspection (if requested).
Robert Becker - Bob is a whole house inspector and licensed engineer. His expertise may be helpful if there is a questionable structural issue. You must specifically request Bob when you call, or another inspector may be assigned.
Buyers Protection Group
Should an inspector bring up a structural issue, or if the house has an apparent issue (very common in hilly Cincinnati!), it pays to hire an engineer to do an assessment. Foundation issues do not have to be deal-breakers if you know what you are dealing with!
Jeremiah Cole, Cole Engineering - 859-781-0784
Robert Becker, Buyer's Protection Group - 513-351-3355
Did you know you can call Duke Energy and get the average monthly utility cost on any property they service? You can also use these numbers to establish service in your name (buyers) and order final reads (sellers).
Duke Energy - 800.544.6900
Greater Cincinnati Water Works (GCWW) - 513.591.7700